Auto insurance is a nuisance. If you’re a safe driver, then you wind up paying every month for the possibility of things that might never happen. Of course, you don’t want to drive without insurance. So, if we have to pay insurance for our new or used car, we might as well pay less for it. Here are some ideas to help:
Install Another Airbag
An airbag or an anti-theft device or anti-lock brakes or, well, anything else that you can afford to install in your car in order to make it a little safer to drive, or just safer to leave parked outside. Insurance companies love when you do this since it means that you’re improving their odds of not having to pay for repairs or replacing a stolen car, and they’ll show it in your rates.
Take a Defensive Driving Course
You can go to the local DMV or look online to find a great defensive driving course in your area. They’re not usually expensive to attend, and you not only lower your insurance rates, you also become a better driver, you become more aware of things that you might not have been attuned to prior, and that can be very rewarding in the long run.
Keep a Maintenance Record
Keeping your car in good condition and keeping a record of it can be a big help in keeping your insurance rates down. Every oil change and tire rotation is proof that you’re not only a safe driver, but a responsible car owner, and that can be a big help in earning you discounts with your insurance provider.
Of course, all of this starts with asking your insurer what sort of discounts they offer the day you drive off the new car dealership in Cincinnati. Make a note of what sort of discounts they offer and if they don’t seem like something you’re willing to try for, then simply switch insurers.
